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Policy Benefits | Excess Applies? | Domestic |
Medical and emergency dental expenses | Yes | $1,500~ |
Additional Expenses* | Yes | $10,000 |
Luggage and travel documents* | Yes | $5,000 |
Camera or video camera – limit per item• | Yes | $500 |
Laptop or tablet computer – limit per item• | Yes | $500 |
Artificial limb, removable dental appliance, dentures or medical device e.g. hearing aids, CPAP machine – limit per item• | Yes | $500 |
Any other item – limit per item• | Yes | $500 |
Rental Vehicle insurance excess | No | $10,000 |
Bonus cover for self-drive holidays in New Zealand – personal vehicle insurance excess | No | $2,500 |
Travel delay* | No | $750 |
Missed connections | Yes | $3,000 |
Special events | Yes | $2,000 |
Loss of income* | No | $2,250# |
Disability* | No | $10,000# |
Accidental death* | No | $10,000# |
Legal expenses | No | $5,000 |
Personal liability | No | $200,000 |
COVID-19 benefits | Yes, as applicable | See Policy Wording for details |